FAQS

 

We here at C&P AUTO CENTER GUARANTEED CREDIT APPROVAL to everybody  When we say everybody!!!! that means everybody, If we can't get you approved will pay you $500.00.

Bad Credit!! No Problem, Repossess!!!! No Problem, Bankrupt, Foreclosure, No License NO PROBLEM!!!!!, We take all. Dealers around us say we are crazy approving everybody No Problem, we are the bank,we approve everybody we want so come down and visit us or Call us at 323-778-7172 or 888-312-2754.

Things we need to get you approved

1. Proof of Income with a minimum of $850.00 per month

  • Paystubs.
  • We accept 3 Recent Bank Statements.
  • Social Secutity with Direct Deposit, or copies of checks with Award Letter.
  • Alimony and Child Support.
  • Copies of Cancelled Checks from your Employer. Have them print it Online from there Bank, Front & Back of checks for 2 month Pay.
  • Retirement
  • Temp Employment Service or Agencies.
  • Job Letter

Question: I get paid cash under the table, can I Qualify?

Answer: Yes, if you Deposit it into the bank. If you can’t prove it, dont worry will find a solution.

2. Proof of Residence.The Banks wants to know where you live.

  • Light, Water or Gas. Any Utility Bill.
  • Phone or Cell Bill.
  • Bank Statement

Any of these Bills need to have your Name and Address where you Live.

Question: I don’t have Any Utilitys Bills under my name Would that be a problem?

Answer: NO!! Just Inform us upfront and will resolve it for you.

3. References Needed

  • 8 References with Name Address and Phone Number.
  • They must all Live in different Addresses and have different Phone Numbers.
  • We also need Landlord or Mortgage Name, Address and Phone number and it can’t be used as a reference.

Question: Do I need all 8 references?

Answer: Yes we do need it. Ask Co-Workers, Friends and Family.

4. Bank Account

  • Not Needed but will give a better deal if you have it
  • Need 3 Recent month if using as a Income for Self Employed.

Questions: I don’t have any Bank Account, Do I need it to get Approved?

Answer: No, Will get you Approve without the account or Bank Statements.

5. Down Payment

Down payments are hard to give on this page. Each individual will have different down payment requirements. The amount down that is required is a function of your overall credit tier, and the car you want to buy. We will work hard to make sure that your down payment is as affordable as we can make it. Be realistic, if you have a fresh repossession, or two, your down payment requirements will be higher than a person that has paid off a car loan recently. The down payment is also determined by the car you pick out. If you just had a repossession, and you only have $1000 down, please do not expect to buy a lifted F250 Diesel, or a BMW Sports car. We can get you approved, but the vehicle will be dependant on your down payment

  • If all you have is $1500 and have had 2 Repossessions it will be basic reliable transportation, not a luxury car. Nationaly the average down payment is about $2500.00 but don't worry let us know what you have now and we will try our best.

Let us know what your situation is, Here at C & P Auto Center our main goal is to make sure that you can afford to make the payments on your new car. That includes the Down Payment, and the monthly payment so that you can get re established

  • We do not want to let you get into a position where you can not afford to make the payments, and let your chance at new credit get ruined.

Question: I don't have my down payment all today, but you have the car I really want now, what do I do?

Answer: Call us, or submit an application

  • If you agree to the terms, we will make sure you don't miss out on your car.

6. Driver License or Social Security

  • No Matter where your driving License from.
  • No Social Security Just bring your ITIN Card or Letter from the IRS

Question: Can I still get Approved without a Driver License or Social Security?

Answer: Yes!! Just Bring your ID and Just Bring your ITIN Card or Letter.